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Credit and Pawnshops: Closer to Every Customer in Every Transaction

Data4Sales is the Customer Data Platform for credit and pawn shops: it brings together loans, payments, renewals, purchases, and conversations into a single customer profile. You know when each transaction is due, which products interest the customer, and how they prefer to be contacted—and you can reach out at just the right moment.

Customer Data · CreditToday's Data
BranchesLoansPaymentsWebsiteCampaignsWhatsApp
HR
Rosa H.Loyal Customers · Renewal
TransactionSecured Loan
ExpiresIn 6 days
Preferred channelWhatsApp
Orbis CopilotRosarenewed its last three transactions via WhatsApp, and the current one expires in six days.
Due this weekOrbis Audiences · updated daily
2.400
Rosa, your subscription expires on Friday. You can renew it right here in just a minute.
WhatsAppEmail
Combined data6 sources, 1 customerBranches, online, and conversations
360° ProfileRosa H.Loyal Customers · Renewal
Orbis CopilotInsight of the DayWhat to Do Today
Orbis Audiences2,400 clientsDue this week
ActivationOne-on-One MessagingEmail and WhatsApp
Credit Challenges and Pawn Shops

What Is Holding Back Growth in Credit and Pawnshops

Challenge 1

Loans, Branches, and Auctions Without Crossing

The loan system, each branch, and the online auction store store their data separately. You don't see the complete profile for each customer.

With Data4Sales: a single profile that includes pawn transactions, re-pawns, and purchases.
Challenge 2

Due Dates That Pass Without Notice

A pawn loan expires, the customer doesn't find out in time, and the item goes to auction. You lose the customer, and he loses his item.

With Data4Sales: automatic reminders before each due date.
Challenge 3

Bargain Items That Nobody Knows About

Jewelry, watches, and electronics are put up for sale and advertised to the entire customer base, even though only a few customers are looking for those items.

With Data4Sales: every item offered to shoppers in that category.
Use Cases

What Do Credit Bureaus and Pawn Shops Do with Data4Sales?

Notify before the due date

A timely reminder so that no one loses their garment without realizing it.

Facilitate the renewal

Endorse online or at your branch, using the channel you already use.

Sell what's up for auction

Jewelry, watches, and electronics for anyone who buys items in that category.

Stay close to the person who is performing

A message for those who closed their positions in time and can come back.

Gifts with Finishing Touches

Jewelry and watches for Mother's Day and New Year's, by affinity.

Compare Branches

Endorsements, sales, and attributed revenue by branch and channel.

Success stories

Brands Across Latin America That Are Already Boosting Sales With Their Data

Frequently Asked Questions

Data4Sales for Credit and Pawnshops

Questions credit teams and pawn shops usually ask us before we get started.

Is Data4Sales suitable for pawn shops and secured loans?

Yes. Data4Sales integrates your loan system, your branches, and your online auction store into a 360° customer profile. It calculates segments and the customer lifecycle based on the frequency of due dates and renewals, and triggers messages via WhatsApp, email, and SMS with attributed revenue.

Can the loan system be connected to the auction store?

Yes. Data4Sales connects to your loan system, your branches, your ERP, and your online store. Identity Resolution links ID documents, email addresses, and phone numbers so that each customer has a single profile.

How can I automate reminders for expiration dates and renewals?

You create a workflow that retrieves the date of each transaction and sends a notification via WhatsApp, email, or SMS on the days you specify. The message includes the date and instructions on how to confirm the transaction online or at a branch.

How Can You Sell Jewelry and Watches More Effectively at Auction?

Data4Sales identifies which categories each customer buys and which categories are purchased together. Orbis Audiences builds the audience for each batch, and Orbis Creative sends the recommended ads to the people most likely to buy them. Revenue is attributed to each campaign.

How does a pawnshop manage communication with its customers?

Data4Sales respects each customer's communication preferences and opt-out requests. Orbis Support verifies the customer's identity before discussing a transaction and forwards cases that require human intervention to your team.

Your brand could be the next success story

We'll show you what you could achieve with your customer data, using examples from your industry.

Schedule a demo